Product capabilities

Desktop accounting tools from entry to report.

The Ledger brings day-to-day accounting workflows together over one shared accounting engine. Features are still evolving, which is exactly why every download includes a full 30-day trial.

Current product

Built for practical accounting work.

Local-first company files

Create, open, back up, move, and share SQLite-backed .ledger files without placing your books in a vendor-controlled cloud.

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General ledger

Post balanced journal activity through transaction screens that remain grounded in double-entry accounting.

View transaction detail

Financial statements

Balance Sheet, Income Statement, Trial Balance, custom summaries, comparisons, drilldowns, and transaction detail.

View financial reporting

Banking and reconciliation

Checks, deposits, transfers, card activity, local imports of downloaded QBO, QFX, and OFX bank-transaction files, statement reconciliations, and cleared-status history.

View reconciliation

Receivables and payables

Invoices, credit memos, customer payments, bills, vendor payments, aging reports, and application links.

View receivables

Payroll workflows

Payroll schedules, calculated runs, paychecks, liability tracking, payments, adjustments, and supporting history.

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Reporting dimensions

Funds and flexible report layouts live in the accounting engine, not as decorative spreadsheet labels.

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Conversion tools

Bring structured QuickBooks Desktop and Xero exports into a reviewable local Ledger file while preserving source evidence and warnings.

Audit-minded history

Transaction history, validation, reconciliation evidence, workpapers, and drilldowns make it easier to understand how a number was produced.

View reconciliation evidence

Agent-ready command line

Let a user-chosen AI inspect, preview, and perform supported ledger work through documented commands without embedding an AI model in the accounting software.

Explore AI access

The boundary matters

Your accounting data is not our subscription leverage.

Licensing may contact McMurry Software to start a trial or activate a purchase. Update checks may contact our release service. Ordinary accounting work stays between The Ledger and the files and storage locations you choose.